Have Florida Insurance Questions? We have answers

In some cases, property insurance claims are handled promptly and fairly.  When an insurance company wrongfully delays, denies, or underpays your claim, it is recommended you consult with an experienced insurance claim attorney to review your options.

Yes. Many of the people we’ve helped originally had their claim either denied or underpaid by their insurance company. In most cases, we reopen the claim and negotiate with the insurance company to obtain a settlement for the covered damage.

Thanks to the Florida Legislature, the answer is not straightforward and depends on your policy period and renewal date.  For most new claims, you have one year from the date of loss to make your claim.  However, even this is not a steadfast rule.  We offer a free consultation and can review your policy in order to advise you of these critical timeframes and protect your rights as a policyholder.

An insurance coverage limit determines the maximum amount of money an insurance company will pay for a covered claim. We strongly recommend you go through your policy thoroughly to figure out what limits are present, with particular attention to your mold limits and whether you have a $10,000 water damage cap.  We offer a free consultation and can review your policy so you understand your coverages.